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We provide simple, fair, car credit checks with no judgement or prior assumptions. We’re here to help and there are no pushy sales people.

Our Free credit check won’t affect your credit rating, is completely FREE and there’s no obligation at the end of the process.

As you’d expect it’s as simple as A, B, C.

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Frequently Asked Questions:

Popular finance options explained

Here are two popular motor finance methods. Click on the relevant tile for details and further explanation.

(PCP) Personal Contract Purchase

A finance product designed to help reduce monthly payments by delaying part of the repayment until the end of the agreement.

  • A mileage agreement is pre-agreed (subject to charges if exceeded).
  • Payments are fixed and so is the interest rate.

You won’t own the car during the contract period, but you will be presented with three options at the end of the period allowing you to choose between:
a) Pay a pre-agreed amount to own the car outright
b) Trade in your current vehicle and it’s value towards the deposit on another car
c) Hand the car back

(HP) Hire Purchase

One of the simplest forms of finance, if you want to own the vehicle outright at the end of the agreement, this is likely to be the product for you.

  • No mileage restrictions.
  • Payments are fixed and so is the interest rate.
  • Further to paying the final instalment, the vehicle is yours.

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Want to know more?

When you’re ready for a no obligation, informal chat, pop in and see us and we’ll go through your options. We aim to have you affordably driving away in your next car and enjoying many smiles of motoring.

Each company within the CSM Group acts as a credit broker, sourcing credit to assist our customers’ purchases from a carefully selected panel of lenders. Lenders may pay us a fee for these introductions. A guarantor may be required. All offers and credit subject to status, terms and conditions. Applicants must be 18 years or over. The APR is dependent upon your individual circumstances, the term and loan amount. For further details of our finance status and full trading details, please see the bottom of this page.

Representative Example Price: £13,795.00 Representative 10.90% APR
Product Deposit Total Amount of Credit Payable by 1 Payment Followed by Monthly Payments of

And a Final Payment of

Total Amount Payable
PCP £2,759.00 £11,036.00 £210.35 41 £210.35 £4,968.00 £16,561.70
Included in the final payment shown is a fee of £10.00, Included in the final payment shown is a fee of £10.00. Rate of interest 9.45% fixed

Authorised and Regulated by the Financial Conduct Authority. Finance Subject to status. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers. Postal address: Rowcliffes Taunton, 78 / 88 East Reach, Taunton, TA1 3HF


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Saturday 8.30 - 5pm
Sunday 10 - 4pm

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For full list of Motability adaptation and cost:

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# All prices are subject to change at any time and should be confirmed at point of order with one of Motability team.

For full list of Vauxhall cars and cost:

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# All prices are subject to change at any time and should be confirmed at point of order with one of Motability team.